Health insurances
The cost of a Saalio device is often covered in full or in part by your health insurance provider. To claim this, you will need a prescription or a doctor’s referral.
Whether your health insurance provider covers the cost, and if so how much, depends on various factors:
- Legislation in your country
- General coverage provided by your health insurance
- Coverage restrictions based on your insurance plan
You can obtain binding information regarding cost coverage directly from your health insurance provider.
Cost coverage in ...
Germany
Cost coverage in Germany
Legal basis
In Germany, the law specifies when statutory health insurance funds cover the costs of so-called medical aids, such as the Saalio® device. People with statutory health insurance are generally entitled to such medical aids if certain conditions are met:
- The medical aid must be listed in the official medical aids directory of the statutory health insurance funds.
- The provider (supplier) must be professionally qualified.
- The provision must be based on a contract between the health insurance fund and the provider.
These rules ensure that the provision is appropriate, safe and medically justified. The good news: Saalmann medical GmbH & Co. KG meets all these requirements. The Saalio device even has its own medical aid item number (09.30.01.2001) in the medical aid directory of the statutory health insurance funds (GKV). Saalmann medical GmbH & Co. KG supplies patients from almost all health insurance funds throughout Germany.
Choice of medical aid
Insured persons generally have the right to choose between several suitable and cost-effective medical aids. In practice, however, this right of choice is often restricted, as health insurance funds usually only have contracts with certain manufacturers for cost reasons. Consequently, insured persons often receive only the medical aids offered by their health insurance fund and are obliged to use them.
However, insured persons can influence this decision: if the doctor explicitly names a specific medical aid in the prescription, this increases the chance of receiving that exact aid. Health insurance funds often take this recommendation into account.
In your own interest, please use our prescription form for the Saalio® device.
Procedure for those with statutory health insurance
Following your doctor’s diagnosis and recommendation, you will receive a fully completed prescription form. Please send us the original form by post. We will record your details in accordance with data protection regulations and forward the prescription electronically to your health insurance provider together with our cost estimate.
As soon as the health insurance provider confirms that they will cover the costs, we will automatically send you the device. A pre-filled confirmation of receipt will be enclosed with the medical aid. Please sign this and return it to us promptly by post or email so that we can settle the claim with your health insurance provider. Your health insurance provider will also inform us whether we are required to charge a statutory co-payment. For insured persons aged 18 and over, this amounts to a maximum of €10 per medical aid.
Trial & Rental Models
Depending on the medical aid, health insurance providers may wish to check whether the device is genuinely beneficial in the individual case before granting approval. Therefore, the medical aid should be tested in the presence of a doctor before the application is submitted and, if the trial is successful, this should be documented by the doctor on the prescription form.
Furthermore, health insurance providers wish to ensure that the therapy is continued regularly. In the case of tap water iontophoresis, some health insurance providers therefore only make the devices available for a limited period and rent them from the manufacturer. If the device is to be used beyond this period, a new medical prescription is required.
We would be happy to inform you whether your health insurance provider makes the device available on a permanent basis or only for a limited period as a rental device.
Process for privately insured patients
Private health insurance providers generally cover the costs of medically prescribed aids. However, whether an aid is covered depends on your personal tariff and the terms of your insurance policy.
Please keep the original medical prescription for the time being. Simply send us a scan or a clearly legible photo of the prescription by email to . We will then draw up a personalised quote and send it to you as a PDF. You can clarify the coverage of costs directly with your health insurance provider using the prescription and our quote.
Once you have received approval from your health insurance provider, please order the device, quoting our quotation number. We will then dispatch the device immediately, together with a delivery note and invoice.
Do you have any further questions or would you like personalised advice regarding your situation or health insurance provider?
Then please feel free to call us on Tel. 05731 254 500 – we’ll be happy to advise you.
Austria
In Austria, the reimbursement of costs for iontophoresis devices is not regulated uniformly. There are differences between health insurance providers and also between the federal states.
If you have any further questions, please contact our sales partner in Austria: Ferdinand Menzl Medizintechnik GmbH, Tel. +43 (0) 1 255 89 60 - 0
Switzerland
In Switzerland, the reimbursement of medical aids is regulated under the so-called List of Medical Aids and Devices (MiGeL) as part of compulsory health insurance. Tap water iontophoresis devices for the treatment of the hands, feet and underarms are listed in the MiGeL and are therefore included in the catalogue of benefits.
For further enquiries, please contact our sales partner in Switzerland JV Cosmetics, Tel. +41 (0)41 260 03 61
If your health insurance provider does not cover the costs, you may be able to claim them as a tax deduction. Medical aids used to alleviate an illness are considered an extraordinary financial burden. Whether you can claim a deduction, and if so how much, depends on the regulations in your region and your personal tax situation.